If you're a regular here on The Circular Journey then you probably remember that posting. If you're only an occasional visitor, then you'll probably want to read that earlier article. You can find it by searching for 'Keeping the Faith' in the search field at the top right of this page. But for the love of great Caesar's ghost don't do it now! Finish this post first.
Chaos Theory My Way
If you're a regular here on The Circular Journey then you probably remember that posting. If you're only an occasional visitor, then you'll probably want to read that earlier article. You can find it by searching for 'Keeping the Faith' in the search field at the top right of this page. But for the love of great Caesar's ghost don't do it now! Finish this post first.
Mining for Information
I approached the task of finding new coverage with the discipline of a seasoned intelligence analyst. Lesser men might have simply skimmed the plan summaries and picked a plan by gut or a coin toss, but not me. I dug deep—information mining at its best. With the nuggets I discovered, I crafted the ultimate comparison spreadsheet, a monument to fiscal responsibility and what passes with me for adulting.
My spreadsheet was a thing of beauty: columns aligned with the precision of a military parade, rainbow-coded, and featuring four major providers: let's call them The Four Horsemen of Preventive Care—standing ready for final, rational assessment.
My initial assumption was simple, almost childlike in its innocence: a PPO is a PPO. Co-pay means co-pay across all providers. Out-of-pocket maximums are just what they sound like: the most you'll pay in a given year.
As I began the column-by-column comparison, reality crashed over me like a tidal wave of frigid enlightenment. It wasn't a simple comparison spreadsheet. I'd accidentally compiled the Rosetta Stone of insurance gobbledygook.
Every provider had taken basic terms—words that normal human beings use to communicate simple concepts—and warped them into completely unique, often contradictory definitions. It was as though the insurance executives had gathered in a smoke-filled back room and agreed that standard terminology would be bad for business.
Provider A defined "Out-of-Pocket Maximum" as the absolute limit you might pay in a year, assuming the stars aligned and you filed everything correctly.
Provider B defined the same term as "a friendly suggestion" subject to change at any time for any reason.
Provider C had gone rogue and invented a term called "Annual Contingency Adjustments," which, according to the fine print, seemed to cover whatever was required by quarterly profit projections or the demands of the Fate sisters.
Every time I thought I had finally nailed down a definition, I was met with a linguistic footnote—an arcane rune that made it abundantly clear that "Comprehensive Coverage" was just marketing-speak for "the bare minimum required to keep you from suing us, plus a free toothbrush."
I spent three hours staring at a column labeled "Deductible," trying to determine if it represented a fixed number, a random variable, or possibly a mythological creature that only appears during leap years when Mercury is in retrograde.
By hour four, I'd developed a theory that insurance plan documents are generated by an AI trained exclusively on legal disclaimers, abstract poetry, and the fever dreams of medieval monks.
"How's it going?" Ms. Wonder asked, passing through the room where I sat surrounded by printouts like a detective investigating a particularly boring crime.
"I've discovered that Provider D offers something called 'Preferred Network Flexibility, meaning you can see any dentist you want, as long as they're in network, accepting new patients, and haven't offended the insurance gods by charging reasonable rates."
"So... it's going well?"
"I've learned that a 'Clean Bill of Health' is the insurance provider's way of saying, 'We sincerely hope you never need to use this coverage.'"
She patted my shoulder with the sympathy of someone who's watched me spiral into obsessive research projects before. "Maybe just pick the cheapest one?"
"The cheapest one defines 'routine cleaning' as 'any dental procedure that doesn't require general anesthesia or a priest.'"
"So which one are we going with?" Ms. Wonder asked the next morning, finding me still staring at my spreadsheet like it might suddenly make sense if I just looked hard enough.
"Provider B," I said. "They're the only ones who didn't use the phrase 'catastrophic dental event' in their literature. I don't need that kind of negativity."
She smiled, kissed the top of my head, and walked away, leaving me to close my monument to fiscal confusion and accept that some battles against chaos are not winnable.
Princess Amy had been silent during most of my analysis, having grown bored with the whole affair somewhere in the first hour. Now she broke her silence.
"It's the principle of the thing," I said. "Responsible adults make informed decisions."
"You literally just said you chose Provider B based on marketing schpiel."
I closed my laptop with the dignity of a man who knows he's been defeated but refuses to admit it.
"Oh, we're definitely done," she agreed, "until next year when you do this all over again."
The universe indeed has a sense of humor. I just wish it wasn't always at my expense.
Sunday Morning Coming Down
Then, the silence was not just broken; it was vandalized!
A voice erupted, a deafening, gravelly baritone like a drill sergeant auditioning for a heavy metal band. I immediately located the source: a gentleman on the sofa, clearly listening to his smartphone's audio at a volume that could reach low-earth orbit.
My blood pressure spiked, and I instinctively knew what I had to do; the mothers of Shady Grove trained their sons well. I fixed my gaze past the innocent couple sitting between me and the reprobate sofa-sitter and delivered my most potent weapon: The Look.
It was my signature, high-voltage look meant to imply: "Seriously! Some people don't deserve the privilege of entering a shared public space."
My superior, judgmental facade crumbled into fine powder. I’d been tragically misunderstood. I tried to explain, "Oh, sorry," I said. "I was judging that guy over there, the one with his phaser set to disrupt."
Just as I was melting into a puddle of shame and espresso, a drum machine accompanied by electric guitar kicked in. The gravelly voice I’d judged so ruthlessly finished its declaration—"and now, the newest hit from The Decaf Disasters!"—and the cafe’s sound system blasted a shockingly loud 80s synth-pop song.
The voice I'd heard was the pre-recorded intro for the cafe’s music track. The quiet man on the sofa was just sitting there, sipping his latte. The only inconsiderate person in the entire room was me.
RJ Decker, On Deck
Princess Amy materialized in my passenger seat this morning as I sat in the Cinespace Studios parking lot on 23rd Street, studying the building where the "RJ Decker" production has set up its offices.
"Reconnaissance," I explained. "I'm being proactive this time."
"You're sitting in a parking lot staring at an empty building," she said, adjusting her imaginary tiara. "This is the kind of activity that will put your name on a restraining order."
"It's called preparation," I countered. "I'm learning from my mistakes."
"Oh, good," she said, settling in with fake enthusiasm, "Because you have so many to learn from. The most recent one is that you were supposed to be outside the county courthouse today filming the reshoot of scenes from the RJ Decker pilot episode."
She wasn't wrong. My track record of documenting film productions around town reads like a masterclass in what not to do. But with ABC's "RJ Decker" starting production soon, I've decided it's time to step up my game.
"Let's look at the record, starting with 'The Runarounds,'" Amy said, getting ready to tick items off on her imaginary fingers. Amy is the avatar for my erratic emotions; she doesn’t actually have fingers.
"Where do I even begin with that one?" she asked. It was a rhetorical question, but I interrupted anyway, hoping to stop the barrage of criticism that I knew was coming.
"I managed to wrangle some good video footage," I offered.
"You got footage of the production crew on lunch break," she corrected. "And you coached a local extra with his one line until he overthought it so badly they fired him."
"That's not what happened," I protested. "He asked me to hear him do his lines, and I advised him to speak up, proper elocution being of the essence. Everyone knows that."
"By the way, how's he doing?" she asked. "Have you spoken to him?"
"I think he's coming around. His eyes are focused, and he's breathing normally now."
Hoping to steer our her discussion into a positive direction, I asked, "How about we consider things we’ve learned over the past year?"
"Really?" she said. "You want to go there? Well, let's see, we learned that craft services is not a networking event, and 'just act natural' is not a valid security strategy. Let me see what else? Oh, yeah, you arrived at Flaming Amy's Taco Bar to film a production crew that was filming on-site at High Tide Tiki Bar on Pleasure Island."
"The internet said they were filming there,” I reminded her.
"The internet is seldom trustworthy," she said.
"Lesson learned," I admitted.
“Oh, all right," she said. "It's fun to see you squirm, but it doesn't accomplish anything. Let's get to my suggestions for the RJ Decker project. Now pay attention."
The mental image of her counting on her fingers reappeared.
"From here on out," she began, "we double-check dates. We obey traffic laws even at set locations. And not everyone wearing a headset is a crew member."
"You're right," I admitted. "If not for bad luck, there'd be no luck."
"Bad luck?" she said through her laughter, "Genome, you're like a Swiss watch of failure—precise, predictable, and consistent.”
“That's harsh."
"You once tried to interview your own reflection in a store window."
"That was a life-like reflection and only momentary confusion, and you know it. Anyone could have made that mistake."
"So what's your brilliant strategy this time?” Her tone suggested she already knew the answer would disappoint her.
“Well,” I began, hoping to regain some of the credibility I’d lost. “I’ve subscribed to local media outlets, set up Google alerts, and I'm following the casting agent on social media responsible for recruiting extras for the production.”
"That’s actually sensible," Amy admitted grudgingly.
"Thank you!"
"And I'm guessing, since we're sitting outside Cinespace Studios, that you plan to visit possible set locations before filming even starts?"
"Reconnaissance missions," I corrected. "Like I'm doing now."
"You're sitting in an empty parking lot.”
“Instead of trying to infiltrate restricted areas, I'm focusing on legitimate public viewing opportunities."
"Promising," said the princess.
"The New Hanover County Courthouse is a public building. Carolina Beach has public access. Churchill Drive has public sidewalks. I can document from outside security perimeters, and maybe not create traffic hazards this time.
"This is the first thing you've said that doesn't make me worried for public safety," Amy said.
"Really?"
"Don't get excited. The bar was extremely low."
A moment of silence passed as I waited to see what she was going to say next.
"Genome," she said.
"Still here, old girl," I said.
"I have a suggestion that you should seriously consider. It’s so obvious, you should have thought of it yourself."
"Sweeten up, princess."
"You have Ms. Wonder in your life, you blockhead. She often takes you by the hand and leads you safely to wherever it is you should go."
"That's true,” I admitted.
"Wonder has completed the documentary studies program at Duke University. She’s the perfect source to help you with your strategy if you only ask. Promise me you'll do that."
"I promise," I said solemnly."
On November 24th, the curtain went up on the first day of filming for RJ Decker. The cameras rolled. Security was tight. And I wasn’t there, due to several failures, the primary one being that the filming location was Carolina Beach when I was convinced it was downtown.
They have 8 episodes to film for the first season, so the next few weeks are going to be enlightening or entertaining; definitely one or the other. Maybe both.







